Fees
We charge a fee that is a percentage of your assets because we feel this aligns our goals with yours. We do provide insurance brokerage service to our financial planning clients as needed, and receive a commission.
Wealth Management Services
- Under $250K: 1.25%
- $250K-$1M: 1.00%
- $1M-$5M: 0.75%
- $5M+: 0.50%
Fees are debited out of your account at Charles Schwab on a monthly basis in arrears.
Financial planning included for all portfolios over $750,000.
Meeting Frequency:
- Under $250K: once annually
- $250K-$750K: twice annually
- $750K+: financial planning service level, includes minimum of 4 planning sessions annually
What's included?
- Integrate all your accounts, which are updated in real-time. No need to provide us with statements.
- Administer all your trades, contributions, withdrawals, and Roth IRA conversions.
- Strategically manage your investments. Our portfolio manager builds custom-made portfolios for our clients at 5 different risk profiles, with both socially responsible and traditional investment choices. What makes us unique: technical analysis, sector rotation, value rotation, and a dynamic investment sleeve.
- Customize your solution according to your needs and goals.
- Rebalance throughout the year as the market grows and/or loses. We do not time the market; we make strategic changes when your portfolio changes in value.
- Our portfolios are comprised of a blend of mutual funds, exchange traded funds (ETFs), stocks and alternative solutions such as REITs, structured products and more.
- Provide a tax strategy for your non-IRA accounts i.e. what would selling this position do for your taxes? How are your dividends and interest taxed?
- Consider tax strategies for your overall portfolio i.e. qualified charitable distributions, Donor Advised Funds (DAFs), donating appreciated stock, gifting stock, etc.
- Syncing your portfolio into your financial life plan and determining your rate of success from there.
STANDALONE FINANCIAL PLANNING - $4,500 annual / $400 monthly
- Savings Strategies
- Budget Analysis
- Debt Reduction Strategies
- Retirement Planning
- College Planning
- Tax Strategies
- Build Multiple Scenarios
- Asset Allocation
- Values Integration
- Net Worth Assessment
- Insurance Audit
ADVANCED PLANNING - $7,000+ annual / $600+ monthly
- All the above +
- Advanced Retirement Planning
- Estate Planning Strategies
- Alternative Investment Strategies
- Collaboration with CPA & Estate Attorney
- Charitable Planning Services
- Family / Generational Meetings
BUSINESS PLANNING - customized pricing
- Collaboration with CPA & Business Attorney
- Buy Sell Strategies
- Business Sale Scenarios
- Business Owner Retirement Plans
- Executive Deferred Compensation
- Key Person Planning
- Retirement Plan Administration
HOURLY PLANNING - $300/hour
Hourly financial planning to get you started on your plan
Are you ready to take control of your Wealth and Legacy?
Let's get started.